Choosing a Checking Account and Undecided?
Let Us HelpWill the debit card(s) associated with this account be used regularly (3 times per week or more on average)?
YesNoDoes anyone on the account plan to have at least one automatic payment (ACH) or direct deposit per month?
YesNoDo you prefer a high interest return on your balance or CASH BACK on debit card purchases?
High InterestCash BackWe recommend Premier Interest Checking
- Checking that earns competitive, tiered interest1
- $10 monthly service fee if balance falls below $2,500
- Free box of Specialty Lemon checks annually
We recommend 55+ Interest Checking
- Earn competitive interest on your checking account balance1
- No monthly service fee
- Free first box of Specialty Lemon checks
We recommend Direct Interest Checking
- No monthly service fee
- Earn competitive interest on your checking account balance1
- Includes free digital banking, surcharge-free ATMs, and more
We recommend Totally Free Checking
- Versatile checking account option with many great benefits
- No monthly service fee
- Includes free digital banking, discounts on loans, and much more
We recommend Free Kasasa Cash Checking
- Earn 6.00% APY* on balances up to and including $25,000
- No monthly maintenance fees
- No minimum balance requirement
We recommend Free Kasasa Cash Back Checking
- Earn 6.00% cash back on debit card purchases
- No monthly maintenance fees
- No category restrictions on purchases
Really High Interest
Free Kasasa Cash® Checking
Learn MoreDescription
- 6.00% APY on balances up to and incuding $25,000
- 6.00% to 1.40% APY on balances over $25,000 depending on balance in account
- 0.05% APY if qualifications aren't met
- See below for details1
Monthly Service Fee
- No monthly service fee
Free Online & Mobile Banking Access?
Yes3
Free Debit Card?
Yes
Minimum Opening Deposit
$25
Cash Back
Free Kasasa Cash Back® Checking
Learn MoreDescription
- 6.00% cash back on debit card purchases
- Cash back earned on up to $200 in purchases monthly
- Up to $144 cash back per year, $12 per month
- See below for details2
Monthly Service Fee
- No monthly service fee
Free Online & Mobile Banking Access?
Yes3
Free Debit Card?
Yes
Minimum Opening Deposit
$25
Great Benefits
Totally Free Checking
Learn MoreDescription
- Great benefits
- No minimum balance requirements
Monthly Service Fee
- No monthly service fee
Free Online & Mobile Banking Access?
Yes3
Free Debit Card?
Yes
Minimum Opening Deposit
$25
View All Accounts
Monthly Qualifications for Kasasa Cash and Kasasa Cash Back: eStatement, 1- ACH Credit/Debit, 15 debit card transactions
1When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $25,000 in your Kasasa Cash account earn an Annual Percentage Yield (APY) of 6.00%; and daily balances over $25,000 earn an APY of 0.25%, resulting in a blended APY between 6.00%-1.40% depending on the account's daily balance. Kasasa Saver balances up to $100,000 earn an APY of 2.0% and daily balances over $100,000 will earn an APY of .25% resulting in a blended APY depending on the account's daily balance. APY rates effective as of 05/13/2024. You will receive reimbursements of ATM fees up to $25 for ATM transactions incurred within your Kasasa Cash account during the Monthly Qualification Cycle in which you qualified. NOTE: Kasasa Saver ATM transaction fees are not reimbursed.
When your Kasasa Cash qualifications are not met during a Monthly Qualification Cyle, the account balance in Kasasa Cash and Kasasa Saver will earn an APY of 0.05% and ATM withdrawal fees are not refunded.
Interest will be credited to your Kasasa Cash and Kasasa Saver account(s) on the last day of the current statement cycle. Rates are variable and may change after account is opened and without notice to you. Minimum opening deposit of $25 is required. Early closing fee of $10 if closed within 90 days and other fees may apply. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact a banker for additional information. Member FDIC.
Debit card transactions need to post and settle to the account during the cycle period.
Trademarks: Kasasa, Kasasa Cash and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.
2When Kasasa Cash Back monthly qualifications are met, you will receive 6.0% cash back on the first $200 spent with the debit card; up to a maximum of $12 cash back payment per cycle. Kasasa Saver daily balances up to $100,000 earn an Annual Percentage Yield (APY) of 2.0% and daily balances over $100,000 will earn an APY of .25% resulting blended APY depending on the account's daily balance. APY effective as of 05/13/2024. You will receive reimbursements of ATM fees up to $25 for ATM transactions incurred within your Kasasa Cash Back account during the Monthly Qualification Cycle in which you qualified. NOTE: Kasasa Saver ATM transaction fees are not reimbursed.
When your Kasasa Cash Back account qualifications are not met, no cash back payments are made, ATM withdrawal fees are not refunded and Kasasa Saver will earn an APY of .05%.
Interest & Cash Back will be credited to your Kasasa Cash Back account and Saver account(s) on the last day of the current statement cycle. Rates are variable and may change after account is opened; rates may change without notice to you. Minimum opening deposit of $25 is required. Early closing fee of $10 if closed within 90 days and other fees may apply. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact a banker for additional information. Member FDIC
Debit card transactions need to post and settle to the account during the cycle period.
Kasasa, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.
3Your mobile carrier's text messaging and internet charges may apply.
